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Group Risk

We offer a full broking service to all our corporate clients and we have access to a wide number of providers. We will analyse the structure of your existing arrangements and provide pro-active advice for future scheme design.

Key issues include:-

• Reducing medical underwriting requirements / your paperwork
• Obtaining the highest possible free cover levels
• Negotiating with underwriters on premium rates / terms
• Advice on Age Discrimination Act / legislative changes
• Preparation and updating of scheme literature / handbooks

Products we advise on include:-

• Death-in service (lump sum)
• Death-in service (spouses pensions/dependents pensions)
• Long term disability (PHI)
• Group Critical illness